Ohio Luxury Homes-Jewelry-Auto-Umbrella Comparison

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Homeowners - Primary
Dwelling - $1,367,000
Other Structures - $273,400
Personal Property - $683,500
Loss of Use - ALS
Deductible - $5,000
Liability - $1,000,000
Medical Payments - $10,000

Annual Premium - $3,703
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Jewelry
Scheduled Jewelry - $86,904

Annual Premium - $863
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Auto
2018 NISSAN/DATSUN ROGUE
2018 MASERATI GHIBLI
2019 CADILLAC ESCALADE
2019 JEEP COMPASS
2020 ALFA ROMEO STELVIO A

$500,000 CSL
$500,000 UM/UIM
Comp Ded - $1,000
Coll Ded - $1,000

Annual Premium - $13,166
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Rental Property - 2561
Dwelling - $363,000
Personal Property - $173,500
Liability - $1,000,000
Deductible - $2,500

Annual Premium - $1,520
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Rental Property - 24023
Dwelling - $501,000
Personal Property - $10,000
Deductible - $2,500
Liability - $1,000,000

Annual Premium - $1,135
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Umbrella
Umbrella Liability - $4,000,000
Excess UM/UIM - $1,000,000

Annual Premium - $1,649
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TOTAL ANNUAL PREMIUM - $22,091
vs.
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Homeowners - Primary
Dwelling - $1,367,000
Other Structures - $136,700
Personal Property - $683,500
Loss of Use - $273,400
Deductible - $5,000
Liability - $500,000
Medical Payments - $5,000
Jewelry - $86,904

Annual Premium - $3,523
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Jewelry
Scheduled Jewelry - $86,904

Annual Premium - $0; Included in Homeowners
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Auto
2018 NISSAN/DATSUN ROGUE
2018 MASERATI GHIBLI
2019 CADILLAC ESCALADE
2019 JEEP COMPASS
2020 ALFA ROMEO STELVIO A

$500,000 CSL
$500,000 UM/UIM
Comp Ded - $1,000
Coll Ded - $1,000

Annual Premium - $8,720
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Rental Property - 2561
Dwelling - $373,300
Personal Property - $173,500
Liability - $500,000
Deductible - $2,500

Annual Premium - $1,832
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Rental Property - 24023
Dwelling - $444,200
Personal Property - $75,000
Deductible - $2,500
Liability - $500,000

Annual Premium - $1,850
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Umbrella
Umbrella Liability - $4,000,000
Excess UM/UIM - $1,000,000

Annual Premium - $2,464
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TOTAL ANNUAL PREMIUM - $18,725
★★★★★
Marc Rovner
Marc Rovner
(561) 287-6279 mrovner@rovnerco.com
Rovner & Company, LLC is a full service Insurance brokerage firm headed by Marc Rovner. We specialize in fixing problems across all lines of insurance. We have developed a specific niche in the real estate & construction industries. Our team represents some of the largest privately held companies in the country.
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