Home + Umbrella Comparison

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Homeowners Coverage
Dwelling - $1,545,000
Other Structures - $150,000
Personal Property - $500,000
Loss of Use - $120,000
Liability - $300,000
Medical Pay - $5,000
Deductible - $10,000
Wind Deductible - 10%

Annual Premium - $18,616.26
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Umbrella Coverage - Nautilus
Umbrella Limit - $5,000,000
Excess UM/UIM - $1,000,000

Annual Premium - $1,356.86
vs.
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Homeowners Coverage
Dwelling - $1,250,000
Other Structures - $50,000
Personal Property - $250,000
Loss of Use - $12,000
Liability - $300,000
Medical Pay - $1,000
Deductible - $10,000
Wind Deductible - 10%

Annual Premium - $25,926.50
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Umbrella Coverage - Hudson
Umbrella Limit - $5,000,000
Excess UM/UIM - $1,000,000

Annual Premium - $1,152
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