Congregation Shaarey Torah – Renewal Comparison

Lloyds of London - Property/Nationwide - General Liability

Coverage Limits

Building - $652,939
Business Personal Property - $53,000
Deductible - $2,500
Wind Ded - 2%
Valuation - Replacement Cost EXC Theft
General Liability - $1,000,000/$2,000,000
Includes Sexual Abuse & Molestation
Includes Pastoral Liability

$8,461.52

vs.

Lloyds of London - Property/Nautilus - General Liability

Coverage Limits

Building - $700,000
Business Personal Property - $75,000
Business Income - $150,000
Deductible - $2,500
Wind Ded - 2%
Valuation - Replacement Cost EXC Theft
General Liability - $1,000,000/$2,000,000
Includes Sexual Abuse & Molestation
Includes Pastoral Liability

$7,806.92

★★★★★

TOTAL ANNUAL SAVINGS: $564.60

See attached coverage comparison. The only thing to really consider is if the Property Limits are sufficient… There is a co-insurance penalty in the event they are not.